Apply For A Car Loan

We offer financing through the Luso Credit Union. The Luso Credit Union is a member-owned, not-for-profit financial cooperative located at 599 East Street Ludlow, MA.

Easy Membership Qualification:

• You Live in Hampden County
• Or
• You Work in Hampden County
• Or
• You Attend school in Hampden County
• Or
• You Worship in Hampden County

SPECIAL OFFER	Special Member "Relationship" Rate Offer: Earn 0.50% Deduction Off Existing Consumer Loan Product Rates with an AUTOMATIC LOAN PAYMENT from an ACTIVE LUSO Share Draft Checking Account with Direct Deposit; Relationship Rate Deduction Offer EXCLUDES Current Special Rate Offers and VISA Credit Card Products!
Minimum Loan Amount:	$500.00
Application Fee:	$10.00
NEW Vehicle Loans:	Year 2009 or Newer   Financing available up to maximum   100% MSRP.
USED Vehicle Loans:	Year 2008 - 2007   Financing available up to maximum   100% NADA retail value.   Year 2006 - 2005   Financing available up to maximum   100% NADA retail value.  Year  2004 - 2000   1-3 Year Term   Financing available up to maximum   95% NADA retail value.   4 Year Term   Financing available up to maximum   90% NADA retail value.
Additional Requirements:	Required $35.00 VSI Insurance fee   on all vehicle loans; Required $60.00   VSI Insurance fee on commercial   vehicle loans.

Terms effective 9/2010 and are subject to change. Please check latest terms here: www.lusofederal.com